Douglas v. Educational Credit Management Corp. and United States of America, Adv. Nos. 05-7021, 05-7022, 2007 Bankr. LEXIS 928 (March 14, 2007)(Laney). In a lengthy and detailed opinion and analysis, the Court found that the debtor was entitled to a discharge of her student loan obligations. The debtor and her son lived on a spartan budget with no funds available for emergencies. The debtor was also HIV positive and had significant ongoing medical expenses. Further, although she was otherwise qualified to teach, a felony conviction several years ago prevented her from getting a teaching job. The court further found that the debtor’s $41/month cable expense, provided the debtor’s only recreation and was an educational benefit for her son. Therefore, the student loan debts were discharged.