I took a look at the most recent bankruptcy statistics for the Northern District of Georgia, which you can find by clicking here.  Not surprisingly, the numbers are going up.  In October 2008, 4,109 cases were filed in the district.  That is an increase of forty percent over October 2007 (2,884 cases). 

For comparison purposes, the number of cases filed in October 2008 is more than filed in 11 out of 12 months in 2004 (pre-BAPCPA) and 7 of the first 8 months in 2005.  Of course, September and October 2005 were unusually high, with 5,492 and 12,462 cases filed, respectively. 

More cases have been filed already in 2008 (32,293)  than the 12 month total in 2007 (31,435).

With the expected changes in the Bankruptcy Code, such as allowing Courts to reduce mortgage debt and perhaps changes to the means test, 2009 promises to be a busy year.